Evidence for decisions at the edge of finance and technology
Garrick's research focuses on digital assets, financial innovation, monetary systems, market structure, and economic history. His work combines original data, institutional context, and practical questions facing policymakers, investors, and business leaders.
Selected Work
Global Cryptocurrency Benchmarking Study
With Michel Rauchs. The first University of Cambridge global benchmarking study of the cryptocurrency industry.
View study →Governance and control in distributed ledgers: Understanding the challenges facing blockchain technology in financial services
With Markos Zachariadis and Susan V. Scott. Published in Information and Organization.
View publication →The Bitcoin Market Potential Index
A framework for comparing the relative potential for Bitcoin adoption across national markets.
View paper →State of Stablecoins (2019)
Research and data on 57 stablecoin projects.
View report →From Bitcoin to the Brixton Pound: History and Prospects for Alternative Currencies
Published in Financial Cryptography and Data Security (FC 2014).
View chapter →Global Blockchain Benchmarking Study
With Michel Rauchs. A data-led view of blockchain use, organisations, and infrastructure worldwide.
View study →Recurring questions
Digital money & infrastructure
How stablecoins, public digital currencies, and distributed ledgers change payment systems, settlement, custody, and market organisation.
Adoption & market structure
How regulation, institutions, user needs, and business models shape the development of new financial technologies.
Economic history & policy
What alternative currencies, sovereign credit, financial repression, and historical crises reveal about present choices.
Further selected work
Earlier macroeconomic and financial-market commentary is available in the MacroDigest™ archive.